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This final episode sums up, after examining "the second wave" of neoliberal reform when National took power in 1990 shortly after Telecom was sold to American interests. Incoming finance minister Ruth "mother of all budgets" Richardson oversaw a reduction of welfare payments, a shake-up of the health system, and a curbing of union powers. Richardson: "in a human sense I understood that [community outrage], but that wasn't going to deflect me".